Important Information for Consumers
CACi is a debt collection agency. This communication is from a professional debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.
4121 Union Rd., Ste 201
St. Louis, MO 63129
Toll Free: 877.449.4411
Mon-Fri: 8 a.m.-10 p.m. CST
Sat: 8 a.m. - 7 p.m. CST
Sun: 3 p.m. - 7 p.m. CST
Please be advised that if your payment is returned due to non-sufficient funds, a $20 service charge will be added to your account and paid out of first monies collected.
Thank you for your payment. Please feel free to contact us during the office hours mentioned above if you have any questions concerning your bill.
We are required under state law to notify consumers of the following information. This list does not contain a complete list of the rights consumers have under state and federal law.
California: Nonprofit credit counseling services may be available in the area.
Colorado: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.AGO.STATE.CO.US/CADC/CADCMAIN.CFM
Minnesota: This collection agency is licensed by the Minnesota Department of Commerce.
If you feel that your concerns have not been addressed, please 1-877-449-4411 and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General's Office, which can be reached at 651-296-3353 or 1-800-657-3787.
Nevada: If you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: 1) Your acknowledgement of the debt; and 2) A waiver by you or any applicable statute of limitations set forth in Nevada Revised Statutes 11.190 that otherwise precludes the collection of the debt. If you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.
New York City: New York City Department of Consumer Affairs License Number 1312160.
North Carolina: North Carolina Permit No. 103338.
Tennessee: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.